General conditions of the policy are as follows-

  • You can take a Top up plan or a Super top up for an individual or as a family floater.
  • There is a waiting period of 4 years for pre-existing ailments cover with all the companies.
  • No expense will be covered till 30 days of buying health insurance policy.
  • All expenses should be above the threshold limit for it to be payable.
  • You can buy a top up policy even if you don’t have a health insurance policy covering the first level expenses. It's interesting - gambling on iphone is our choice
  • Pre and post hospitalization charges will be payable if the claim amount is above the threshold limit for Top up policies.

To know more see Top- Up your Health Insurance Policy!